The Reinsurance Premium You Don’t Know You’re Paying
Your reinsurance costs are climbing even though your loss ratios aren’t. This session shows you exactly where that gap comes from and the two-layer fix built to close it.
About this Session
Managing General Agent (MGA) data is rarely clean enough for reinsurers to fully trust, and when it isn’t, they price that uncertainty directly into your treaty.
Join Sapiens and LTM to see exactly where that cost leaves your program, why exposure compounds as your MGA portfolio grows, and the two-layer architecture built to stop it.
Why This Matters Now
- Reinsurers are moving from tolerance to contract language
- MGA data gaps now show up as priced-in risk, not just friction
- The cost of waiting rises with every new MGA relationship
- Clean, governed data is becoming a prerequisite, not a nice-to-have
- Programs that fix this early avoid renewal surprises
Key Takeaways
TWO-LAYER ARCHITECTURE
Discover how LTM and Sapiens work together, upstream and downstream, to solve the underlying data quality problem and the financial impact it causes.
A MARKET SHIFT IN REINSURANCE
See how the market moved from informal tolerance of imperfect MGA data to contractual data quality mandates, and what that means for your next renewal.
THE DATA QUALITY PREMIUM
Understand the three places MGA data quality costs your program: treaty pricing, reconciliation burden, and missed recoverables.
FIXING IT AT THE SOURCE
Learn why the real problem starts upstream in the data, and why that shifts where smart programs invest first.
COMPOUNDING EXPOSURE
See why financial risk grows faster than your MGA portfolio, making delay increasingly expensive.
Meet the Experts
Darren Graves, North America Reinsurance Sales, Sapiens
Darren brings 34 years of experience in reinsurance operations and technology, working directly with fronting carriers on ceded reinsurance program design and system selection.
Senthil Kumar, Principal in Insurance Consulting, LTM
Senthil leads the Reinsurance Practice at LTM Consulting, bringing deep expertise in technology-led transformation across the reinsurance value chain.
