Property & Casualty
Sapiens SaaS solution embeds intelligence directly into the workflows that drive P&C performance: underwriting profitability, claims efficiency, and quick product launches.
Low-Code
Software
Innovate with low-code simplicity: Quickly design, adapt, and launch insurance products, cutting time and costs without the need for development, customization, or IT involvement.
Pre-
Configured
Pre-configured but adaptable, modular & data enriched: Available in modular or suite format, our pre-configured, low-code PAS offers a comprehensive, end-to-end, digital core suite for commercial and personal P&C insurers.
Automation
& AI
Embedded intelligence across the insurance lifecycle from underwriting to claims. Purpose-built AI and automation capabilities help P&C insurers move faster, decide smarter, and deliver better outcomes for every stakeholder.
- Smart process automation with AI decisioning
- AI co-persona for all stakeholders
- Gen AI capabilities for insight and innovation
- Machine learning models specific to insurance to predict and recommend action
Transformational Products
Leveraging a unified platform, we deliver industry-leading products for core policy administration systems.
IDITSuite
AI-powered, end-to-end insurance software delivering agile solutions for customer acquisition, billing, finance, claims, and renewal.
TIA Enterprise
Built to meet the ever-changing needs of insurers to bundle and market services for more efficient customer engagement.
DIANASuite
The complete solution for non-life and health lines. Simple and intuitive from start to finish.
SCIPSuite
All-in-one solution including fully integrated policy administration functions and self-service portals.
Trusted by
Introducing Sapiens Business Solution for SMEs
FAQs
Sapiens accelerates product launches by offering pre-configured, ready-to-deploy business solutions, combined with low-code/no-code configuration tools. This enables business users to rapidly design, customise, and deploy new insurance products without deep IT involvement. Integrated automation, reusable components, and built-in templates also reduce development time, supporting faster time-to-market.
Sapiens stands out through its comprehensive, AI-driven platform that combines core, digital, data, and ecosystem connectivity in one solution. It features a unified architecture, built-in automation and analytics, and a strong focus on personalised digital experiences. Its global expertise, regulatory-ready content, and 70+ third-party partnerships enable faster delivery and long-term sustainability. Its ability to scale and simplify complex processes allows for full service to tier-one and enterprise companies.
Sapiens empowers insurers to adapt rapidly with scalable SaaS architecture, flexible product configuration, and real-time analytics. Insurers can quickly adjust pricing, launch products, or integrate third-party services using the platform’s agile tools and ecosystem-ready design.
AI decisioning is directly embedded into the core P&C workflows rather than layering it on as a separate. At underwriting, AI scores incoming risks in real time, enriches submissions with third-party data, and routes clean risks straight through to binding while flagging complex ones for human review. In claims, it automates triage from first notice of loss, identifies fraud signals, and recommends reserves to reduce cycle times and leakage without removing adjuster judgment where it matters. Across pricing and renewals, embedded analytics surface the right data at the point of decision, inside the workflow itself. The result is a platform where straight-through processing rates, underwriter productivity, and claims efficiency all improve as a direct consequence of how the system is built, not because of a separate AI product that needs to be integrated and maintained alongside your core.
Sapiens supports modernisation with a modular, cloud-native platform that integrates easily into existing IT environments. Its open API framework allows insurers to gradually replace or enhance legacy systems whilst maintaining business operations. Seamless data migration, flexible deployment, and unified tools for operations, evergreen upgrades, and security ensure minimal disruption during transformation.
Modern systems like Sapiens enable seamless, intuitive digital interactions via persona-based portals, mobile apps, and self-service features. AI and analytics personalise the journey from quote to claim while streamlining operations for agents and brokers. These tools help drive engagement, cross-sell opportunities, and real-time service responsiveness.
Sapiens was architected for international complexity and can support multiple countries, multiple currencies, regulatory regimes, and lines of business from a single deployment. Insurers can manage jurisdiction-specific product structures, tax treatments, localised workflows, and regulatory reporting without separate instances or bespoke integrations. Smart Packs accelerate entry into new markets by delivering pre-built, pre-tested regulatory and product content, reducing both implementation time and compliance risk.