Property & Casualty

In today’s commercial and personal insurance landscape, quick online services and comprehensive access are essential, making flexible, all-inclusive solutions indispensable.

A house and a car symbolize protection against property and casualty damages.

Low-Code
Software

Innovate with low-code simplicity: Quickly design, adapt, and launch insurance products, cutting time and costs without the need for development, customization, or IT involvement.

Pre-
Configured

Pre-configured but adaptable, modular & data enriched: Available in modular or suite format, our pre-configured, low-code PAS offers a comprehensive, end-to-end, digital core suite for commercial and personal P&C insurers.

Digital-
Led

Digital experiences, processes & decisions: Our digital-led approach offers a SaaS-based, out-of-the-box, digital platform and addresses insurers needs through open API-based architecture, embedded intelligence and data.

  • Enriched user experience
  • Claims automation to reduce time to solve issues
  • Open API to harness the power of our ecosystem

Innovate with Sapiens Insurance Platform

A future-proof, AI-based, open and integrated insurance platform, which accelerates innovation, delivers sustained value and empowers insurers to grow, differentiate, and stay ahead – specific to LoB.

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Transformational Products

Leveraging a unified platform, we deliver industry-leading products for core policy administration systems.

IDITSuite

AI-powered, end-to-end insurance software delivering agile solutions for customer acquisition, billing, finance, claims, and renewal.

TIA Enterprise

Built to meet the ever-changing needs of insurers to bundle and market services for more efficient customer engagement.

DIANASuite

The complete solution for non-life and health lines. Simple and intuitive from start to finish.

SCIPSuite

All-in-one solution including fully integrated policy administration functions and self-service portals.

Customer Stories

Old Mutual Insure

Sapiens’ long history, global presence and vast expertise in the reinsurance ecosystem raised the bar and made Sapiens our top choice. Sapiens proved their ability to empower us to streamline and simplify, while providing automation and enhanced efficiencies.

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FAQs

How does Sapiens support insurers’ need for faster product launches?

Sapiens accelerates product launches by offering pre-configured, ready-to-deploy business solutions, combined with low-code/no-code configuration tools. This enables insurers to rapidly design, customise, and deploy new insurance products without deep IT involvement. Integrated automation, reusable components, and built-in templates also reduce development time, supporting faster time-to-market.

What makes Sapiens different from other P&C core system providers?

Sapiens stands out through its comprehensive, AI-driven platform that combines core, digital, data, and ecosystem connectivity in one solution. It features a unified architecture, built-in automation and analytics, and a strong focus on personalised digital experiences. Its global expertise, regulatory-ready content, and 70+ insurtech partnerships enable faster delivery and long-term sustainability.

How do Sapiens’ P&C solutions enable insurers to respond quickly to market changes?

Sapiens empowers insurers to adapt rapidly with scalable SaaS architecture, flexible product configuration, and real-time analytics. Insurers can quickly adjust pricing, launch products, or integrate third-party services using the platform’s agile tools and ecosystem-ready design.

How can Sapiens help insurers modernise legacy systems while maintaining business continuity?

Sapiens supports modernisation with a modular, cloud-native platform that integrates easily into existing IT environments. Its open API framework allows insurers to gradually replace or enhance legacy systems whilst maintaining business operations. Seamless data migration, flexible deployment, and unified tools for operations, upgrades, and security ensure minimal disruption during transformation.

How do modern P&C systems enhance customer and agent experiences?

Modern systems like Sapiens enable seamless, intuitive digital interactions via persona-based portals, mobile apps, and self-service features. AI and analytics personalise the journey from quote to claim while streamlining operations for agents and brokers. These tools help drive engagement, cross-sell opportunities, and real-time service responsiveness.

Consultative Partnership with Munich Re

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Our Munich Re partnership leverages experience and global reach while sharing risk, enabling primary insurers to implement and grow their SME business.