Life Insurance Software | Sapiens

Life & Pensions

Delivering a comprehensive, end-to-end policy administration system solution and services for insurers across life, health, wealth and retirement.

Cloud-First

Scalability, Continuity & Flexibility

Enabling insurers to fully leverage the power of the cloud with our open architecture capabilities, offering business continuity, improved scalability, and greater flexibility.

Digital-Led

Improved Customer Experience and User Engagement

Offering a pre-integrated digital suite featuring agent and customer portals, a data warehouse, and advanced analytics across an extensive ecosystem.

  • Improved experience with self-service and chatbots
  • Automate for shorter claims cycles
  • Deployed across systems for a simplified experience

Low-Code Software

Innovate with Low-Code Simplicity

Quickly design, adapt, and launch insurance products, cutting time and costs without the need for development, customization, or IT involvement.

  • Empowering all business users
  • Reduce time to market by 75%
  • Enables product innovation, rapid development and adaptability

Innovate with Sapiens Insurance Platform

A future-proof, AI-based, open, and integrated insurance platform, which accelerates innovation, delivers sustained value and empowers insurers to grow, differentiate, and stay ahead.

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Transformational Products

Facilitating domestic and multi-country use of our solutions across language, territory, currency and regulation for multiple life lines of business

CoreSuite for Life & Pensions

Provides an end-to-end cloud & digital PAS for Individual & Group products across life, health, wealth & pensions

DigitalSuite

A comprehensive, cloud-native, future-proof digital engagement platform for growing your insurance business and staying ahead of the game

AgentConnect

For MGAs and expansive brokers, a pre-configured, data-enriched insurance launch and accelerator platform.

CustomerConnect

Dynamic self-service and persona-based portal providing a high level of personalization to engage with insureds

Customer Stories

FAQs

How does Sapiens support insurers’ need for faster time to market?

Sapiens speeds up product launches across life, wealth, and retirement by delivering pre-configured, ready-to-use business solutions alongside intuitive low-code/no-code tools. This empowers insurers to quickly design, tailor, and roll out new insurance products with minimal IT involvement. Built-in automation, reusable components, and ready-made templates further streamline development, enabling faster time to market.

What makes Sapiens different from other life & pensions core system providers?

Sapiens differentiates itself with a comprehensive, AI-powered platform that unifies core systems, digital capabilities, data insights, and ecosystem connectivity into a single solution. Its cohesive architecture, embedded automation and analytics, and emphasis on personalised digital experiences deliver enhanced value. Backed by global expertise, regulatory-compliant content, and a network of over 70 insurtech partners, Sapiens ensures accelerated delivery and long-term resilience.

How do Sapiens’ life & pensions solutions enable insurers to respond quickly to market changes?

Sapiens empowers insurers to respond swiftly to market changes with a scalable SaaS architecture, flexible product configuration, and real-time analytics. Its agile tools and ecosystem-ready design enable rapid pricing adjustments, accelerated product launches, and seamless integration of third-party services.

How can Sapiens help life & pensions insurers modernise legacy systems while maintaining business continuity?

Sapiens drives modernization through a cloud-native platform that integrates seamlessly with existing IT systems. Its open API framework enables insurers to incrementally upgrade or replace legacy infrastructure while maintaining uninterrupted business operations. With smooth data migration, flexible deployment options, and unified tools for operations, upgrades, and security, transformation is achieved with minimal disruption.

How do modern life & pensions systems enhance customer and agent experiences?

Modern, intelligent platforms like Sapiens deliver seamless, user-friendly digital experiences through persona-based portals, mobile apps, and self-service capabilities. AI and analytics personalise the customer journey from quote to claim while optimising workflows for agents and brokers. These tools enhance engagement, foster customer trust and loyalty, unlock cross-selling opportunities, and enable real-time responsiveness.