Beyond Disclosure: Forensic Intelligence Meets Real-Time Underwriting
Learn how forensic intelligence and behavioral signals reveal hidden underwriting risk in real time, enabling faster, more confident decisions while improving speed-to-issue and straight-through processing.
About this Session
Traditional underwriting can only assess what applicants choose to disclose. This Sapiens Insights Session explores how forensic intelligence and behavioral signals reveal hidden risk signals in real time, helping you improve underwriting accuracy without sacrificing speed. You’ll learn how insurers are operationalizing these capabilities to strengthen decision-making, accelerate speed-to-issue, and enhance straight-through processing.
What to Expect
- A practical look at how behavioral and forensic signals enhance underwriting visibility
- Examples of real-time underwriting intelligence improving speed-to-issue and STP
- Insight into deploying advanced underwriting capabilities to drive measurable impact without disrupting existing systems
Key Takeaways
DETECT HIDDEN UNDERWRITING RISK
Identify non-disclosure and hidden exposures beyond traditional application data
ACCELERATE DECISIONS WITH CONFIDENCE
Improve speed-to-issue and STP with real-time underwriting intelligence
DRIVE GROWTH WITHOUT DISRUPTION
Deploy advanced underwriting capabilities without overhauling core systems
Meet the Experts
Woody Klemmer, Head of Growth, ForMotiv
Woody Klemmer is the Head of Growth at ForMotiv, a behavioral data science platform that analyzes the digital body language of online insurance applicants to identify non-disclosure, material misrepresentation, and underwriting risk, while predicting purchase intent to improve bind and placement rates. Prior to ForMotiv, Woody started an on-demand staffing platform that was acquired in 2017.
Jason Kozlowski, Manager of New Business and Product Strategy, Sapiens
Jason has more than 20 years of experience assessing client business needs, determining strategic solutions, developing execution plans, and evaluating market direction. He has helped numerous life insurance carriers achieve their business transformation goals and is extremely passionate about many of the recent advancements in the industry.
