Life & Pensions
Delivering a comprehensive, end-to-end policy administration system solution and services for insurers across life, health, wealth and retirement.
Innovate with Sapiens Insurance Platform
A future-proof, AI-based, open and integrated insurance platform, which accelerates innovation, delivers sustained value and empowers insurers to grow, differentiate, and stay ahead.
Comprehensive and Rich Functionality
Facilitating domestic and multi-country use of our solutions across language, territory, currency and regulation for multiple life lines of business
Provides an end-to-end cloud & digital PAS for Individual & Group products across Life, Health, Wealth & Pensions
A comprehensive, cloud-native, future-proof digital engagement platform for growing your insurance business and staying ahead of the game
For MGAs and expansive brokers, a pre-configured, data-enriched insurance launch and accelerator platform.
Dynamic self-service and persona-based portal providing a high level of personalization to engage with insureds
Cloud-First
Scalability, Continuity & Flexibility
Enabling insurers to fully leverage the power of the cloud with our open architecture capabilities, offering business continuity, improved scalability, and greater flexibility
Digital-Led
Improved Customer Experience and User Engagement
Offering a pre-integrated digital suite featuring agent and customer portals, a data warehouse, and advanced analytics across an extensive ecosystem



Customer Testimonials

European Composite Insurer
“We were sure Sapiens can handle our key requirements and be able to able to seamlessly integrate to any data resource."
Robert FloodCIOEuropean Composite Insurer
“We were sure Sapiens can handle our key requirements and be able to able to seamlessly integrate to any data resource."

MAPFRE MSV
“Sapiens provided MSV with the business insights and capabilities we need to rapidly scale up our activities, simplify our programs and offer customers the best possible service.”
Luciano AnastasiCIOLuciano Anastasi, CIO MAPFRE MSV
“We needed to ensure that every step in the integration process was carefully planned, and that our unique challenges and strategic goals were understood in order to maintain the level of service our customers already enjoy.”

Menora Mivtachim
“We needed to ensure that every step in the integration process was carefully planned, and that our unique challenges and strategic goals were understood in order to maintain the level of service our customers already enjoy.”
Menora Mitvachim ExecutiveMenora Mitvachim Executive
“We needed to ensure that every step in the integration process was carefully planned, and that our unique challenges and strategic goals were understood in order to maintain the level of service our customers already enjoy.”
Low-Code Software
Innovate with Low-Code Simplicity
Quickly design, adapt, and launch insurance products, cutting time and costs without the need for development, customization, or IT involvement



What Analysts Say About Us
What Analysts Say About Us
“These evolutions are ‘on trend’ with the move towards open multi-core environments wrapped by a middle layer and with new innovative client propositions.”
Celent, 2021 XCelent Awards, Policy Adminstration Systems: EMEA Life Insurance Edition
“These evolutions are ‘on trend’ with the move towards open multi-core environments wrapped by a middle layer and with new innovative client propositions.”
Celent, 2021 XCelent Awards, Policy Adminstration Systems: EMEA Life Insurance Edition
What Analysts Say About Us
“Through our best-in-class technology and deep market expertise, Sapiens is enabling life insurers to successfully achieve digital transformation – creating vital efficiencies, accelerating time to market, and opening up new revenue streams.”
Roni Al Dor, commenting on Sapiens winning Gartner Critical Capabilities PAS for Life award 2022President and CEO, Sapiens
“As the COVID-19 pandemic has vividly illustrated, robust digital capabilities are critical to insurers’ resilience and competitive positioning. Through our best-in-class technology and deep market expertise, Sapiens is enabling life insurers to successfully achieve digital transformation – creating vital efficiencies, accelerating time to market, and opening up new revenue streams.”
Roni Al Dor, President and CEO Sapiens commenting on Sapiens winning Gartner Critical Capabilities PAS for Life award 2022
What Analysts Say About Us
Leader in 2021 Gartner® Magic Quadrant™ for Life Insurance Policy Administration Systems, Europe
Gartner® Magic Quadrant™ for Life Insurance Policy Administration Systems, Europe
Leader in 2021 Gartner® Magic Quadrant™ for Life Insurance Policy Administration Systems, Europe
Gartner® Magic Quadrant™ for Life Insurance Policy Administration Systems, Europe
Breadth of Portfolio
With four decades of experience, global domain expertise and unmatched commitment to our customers, we help you navigate through disruption.