Life & Annuities
Life & Annuities
Innovate your insurance business with robust, next-generation solutions for the entire value chain of your Life & Annuities operations
Innovate With Sapiens Insurance Platform
A future-proof, AI-based, open and integrated insurance platform, which accelerates innovation, delivers sustained value and empowers insurers to grow, differentiate, and stay ahead.
Optimizing Operations for Growth
Pre-configured, cloud-native solutions that power efficiency and streamline workflows
Enabling insurers to make data-driven decisions and leverage AI in an ever-changing business environment
CoreSuite for Life & Annuities
A feature-rich, end-to-end suite of modules, supporting all core Life & Annuities business needs
IllustrationPro
The user-friendly solution for faster, more accurate quotes and compliant illustrations
ApplicationPro
A cloud-native, turn-key solution that streamlines sales process tasks while saving time and expenses to close deals faster
UnderwritingPro
An award-winning, automated underwriting and new business case management system to maximize workflows
Leading Technology
A modern platform with next-generation tools
Unified data, analytics, and AI enable smarter business decisions
Full-Featured
The agility and flexibility to excel
Leveraging SaaS solutions, with common foundations and tools helps insurers reduce TCO and enhance security for long-term success
With Sapiens Life & Annuities solutions, you can:
Increase speed to market via low-code/no code tools
Deliver seamless, personalized experiences
Enhance value with market luminary solutions at your fingertips
What Our Customers Say About Us

EquiTrust Life Insurance Company
"We were looking for one vendor to drive our digital transformation and accelerate innovation … and we felt that Sapiens’ digital tools would enable innovation much faster than any other competitor."
Carol Woodruff, Vice President, Information SystemsCarol Woodruff, Vice President, Information Systems at EquiTrust Life Insurance Company
“We were looking for one vendor to drive our digital transformation and accelerate innovation … and we felt that Sapiens’ digital tools would enable innovation much faster than any other competitor.”


Guardian Group
“Sapiens has proven to be able to deliver an invaluable solution to address our customer acquisition and agent needs. Sapiens' solution empowers us with simple, intuitive and modern user engagement with flexible branding and integrations.”
Alan Sadler, COOAlan Sadler, COO, Guardian Group
“Sapiens has proven to be able to deliver an invaluable solution to address our customer acquisition and agent needs. Sapiens' solution empowers us with simple, intuitive and modern user engagement with flexible branding and integrations.”


Beneva
“Underwriting is mission-critical to Beneva in achieving its revenue growth and expense reduction goals. Sapiens’ digital user experience, greater configurability and security advances were all important for Beneva in making the decision to upgrade.”
Sébastien Nadeau, Director, Individual Insurance Solutions OptimizationSébastien Nadeau, Director, Individual Insurance Solutions Optimization, Beneva
“Underwriting is mission-critical to Beneva in achieving its revenue growth and expense reduction goals. Sapiens’ digital user experience, greater configurability and security advances were all important for Beneva in making the decision to upgrade.”


Illinois Mutual
“Sapiens IllustrationPro and ApplicationPro are helping enable the experience that we desire and that we know is necessary to compete most effectively in our ever-evolving market.”
Rich Tarkowski, VP of Information TechnologyRich Tarkowski, VP of Information Technology Illinois Mutual
“Sapiens IllustrationPro and ApplicationPro are helping enable the experience that we desire and that we know is necessary to compete most effectively in our ever-evolving market.”

Breadth of Portfolio
With four decades of experience, global domain expertise and unmatched commitment to our customers, we help you navigate through disruption.