Life & Annuities

Powering the full policy lifecycle of life and annuity insurers, with fully adaptive, cloud-first, end-to-end core and business solutions

Any Path

Enabling a Complete or Step-by-step Transformation

Empowering insurers to deliver a full transformation, with technology agile enough to keep up with the pace of an ever-changing world

CoreSuite for Life & Annuities

A feature-rich, end-to-end suite of modules, supporting all core Life and Annuities business needs

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UnderwritingPro

Highly configurable, cloud-native and award-winning automated underwriting and new business case management system

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IllustrationPro

Cloud-native quoting & illustration solution enabling a rapid and responsive experience

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ApplicationPro

Cloud-based, turnkey application solution that enhances customer experience, reduces cost, and creates a seamless workflow

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Leading Technology

Unique, Holistic and Efficient

Migrate to a future-forward tech stack with a cloud-first approach to reimagine capabilities and exceed business needs

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Fully Featured

Achieve Business Results with Rich Functionality

Proven, award winning solutions enabling insurers to modernize their systems and maximize business to adapt and thrive everywhere and always

Now you can:

Automate processes
and expertly manage risk

Move toward fluidless underwriting experiences

Achieve peace of mind with a market luminary solution

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What our customers say about us

  • EquiTrust Life Insurance Company

    "We were looking for one vendor to drive our digital transformation and accelerate innovation … and we felt that Sapiens’ digital tools would enable innovation much faster than any other competitor."

    Carol WoodruffVice President, Information Systems

    Carol Woodruff, Vice President, Information Systems at EquiTrust Life Insurance Company

    “We were looking for one vendor to drive our digital transformation and accelerate innovation … and we felt that Sapiens’ digital tools would enable innovation much faster than any other competitor.”

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  • Guardian Group

    “Sapiens has proven to be able to deliver an invaluable solution to address our customer acquisition and agent needs. Sapiens' solution empowers us with simple, intuitive and modern user engagement with flexible branding and integrations.”

    Alan SadlerCOO

    Alan Sadler, COO, Guardian Group

    “Sapiens has proven to be able to deliver an invaluable solution to address our customer acquisition and agent needs. Sapiens' solution empowers us with simple, intuitive and modern user engagement with flexible branding and integrations.”

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  • Beneva

    “Underwriting is mission-critical to Beneva in achieving its revenue growth and expense reduction goals. Sapiens’ digital user experience, greater configurability and security advances were all important for Beneva in making the decision to upgrade.”

    Sébastien NadeauDirector, Individual Insurance Solutions Optimization

    Sébastien Nadeau, Director, Individual Insurance Solutions Optimization, Beneva

    “Underwriting is mission-critical to Beneva in achieving its revenue growth and expense reduction goals. Sapiens’ digital user experience, greater configurability and security advances were all important for Beneva in making the decision to upgrade.”

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  • Illinois Mutual

    “Sapiens IllustrationPro and ApplicationPro are helping enable the experience that we desire and that we know is necessary to compete most effectively in our ever-evolving market.”

    Rich TarkowskiVP of Information Technology

    Rich Tarkowski, VP of Information Technology Illinois Mutual

    “Sapiens IllustrationPro and ApplicationPro are helping enable the experience that we desire and that we know is necessary to compete most effectively in our ever-evolving market.”

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What’s new

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Breadth of Portfolio

With four decades of experience, global domain expertise and unmatched commitment to our customers, we help you navigate through disruption.

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